We Offer Solutions!

ABCs of Homeownership Program – Educationeducation

Living Development Concepts, Inc. (LDC) develops housing solutions for qualified first-time buyers earning low-to-moderate incomes. This usually leads to questions about “What does it all mean?". We realize that not everyone is familiar with the process and trying to buy a home can sometimes seem complex. So, LDC provides free workshops and one-on-one sessions to help you understand what is required and to navigate through the home buying process. We believe an educated buyer will typically get a better deal. You can attend one of our workshops even if you are not a first-time homebuyer. Our workshops are held periodically throughout the year, whenever we have a group ready to learn. Workshops are attended by buyers that prefer a classroom setting or that like to be in group situations. Workshops are hosted and taught by an LDC staff member, and generally includes lenders or real estate agents. One-on-one sessions can be scheduled anytime by those in attendance and are facilitated by an LDC staff member. Usually, one-on-one sessions are preferred by homebuyers whose schedule prevents them from attending one of the workshops, or who simply prefers not to be part of a crowd. You may also bring whomever you like with you: husbands, wives, friends, etc. Sessions and Workshops are free and include materials. They are not "pass/fail". To schedule a one-on-one session or to sign up for the next workshop: Call (615-750-5463), Sign Up for Our Newsletter, or Contact Us.

New or Renovated Homes for Sale or Rent

equal-housing-opportunity-logoHard working families and individual seeking quality affordable housing may benefit from our Homeownership Program. We make every attempt to provide housing solutions at whatever level an individual or family may qualify. However, at this time, LDC does not provide mortgage financing or service loans. Our programs have guidelines with which buyers must comply when down payment, closing costs assistance, or grants are provided. Our guidelines are simple (e.g. the home you purchase must be your principle residence, you must qualify for a mortgage, you must take a HUD approved education class, and etc). Simply submit application or attend one of our education sessions to determine if you qualify.

Affordable Housing Program

Living Development Concepts's mission is to promote homeownership through education and development. We build, renovate, sale, and rent affordable housing for veterans, seniors, families and individuals that are at or below eighty percent of the area medium income.

What do we do?

Our purpose is to address Middle Tennessee’s affordable housing shortage. In the wake of what we believe is the worst housing downturn in America’s history and increasing unemployment, LDC affirms that an increased effort to reduce the cost of quality housing for low and moderate-income individuals and families grows in importance. Of the issues affecting Middle Tennessee’s housing market; LDC considers affordability to have the most potential to impact low to moderate-income households. Affordability refers to the supply and availability of housing that is both within the financial reach of low to moderate income households and that matches their aspirations. For-profit builders and developers faced with high land costs and raising construction prices are not considering the low to moderate income market to be attractive or profitable. However, LDC believes that creative thinking, public support, and the use of a number of public tools, can structure fiscally sound developments that meet our community’s unique needs.

We build affordable housing and educate individuals, families, businesses, builders and community provider groups about the guidelines we must adhere to. We also must educate our community to the benefits of assistive technology and provide resources to increase the probability of our program participants becoming homeowners. We apply this initiative to all phases of housing such as: new construction, modification, acquisition/rehabilitation, rental and multifamily housing.

Rental Application

Please click on one of the links below to download the Rental Application in your preferred format:

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